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Bankruptcy Law Practice in Denver and the following areas
You are not required to pay the debt if it is dischargeable, assuming it is not related to a divorce proceeding (see previous question). The other co-signer will continue to be responsible for the debt. Be sure to list the cosigner as a creditor in your schedules as they have a claim against you, and you may wish to advise that party, prior to filing, that you are filing bankruptcy.
This information pertains to Chapter 13 and Chapter 7 consumer bankruptcy. Each state has bankruptcy laws which apply only in that state. The information contained in the preceding is provided for general information purposes and is not a substitute for a legal consultation and it is not intended as legal advice. Every individual's debt and financial situation is different and you should seek independent legal advice regarding you specific situation.
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