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Bankruptcy Law Practice in Denver and the following areas
Once a creditor or debt collector becomes aware that you have filed for bankruptcy protection, they are required to stop all efforts to collect the debt. After your bankruptcy is filed, the court mails an official notice to each creditor listed in your filing. Expect it to take around 7 to 14 days for creditors to receive and log the filing of your bankruptcy, at which point the creditor should stop contacting you. You may also choose to inform a particular creditor immediately, if that creditor is about to immediately take action to collect on a debt. If a creditor continues to attempt to collect on a debt once informed of the bankruptcy, they may be sanctioned by the court, and you may be able to collect attorney fees for this conduct.
This information pertains to Chapter 13 and Chapter 7 consumer bankruptcy. Each state has bankruptcy laws which apply only in that state. The information contained in the preceding is provided for general information purposes and is not a substitute for a legal consultation and it is not intended as legal advice. Every individual's debt and financial situation is different and you should seek independent legal advice regarding you specific situation.
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